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amit's avatar

agreed good post!

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Geary Johansen's avatar

Trade is great for countries provided it's reciprocal. It hasn't been for America been since the early nineties. There are complex reasons for this shift, everything from a strong dollar to a savings-investment imbalance to the introduction of global integrated supply chains and an American regularity environment which pushed American companies to offshore.

Trump seems to be using tariffs to push for trade deals which negotiate a marginally better deal than existed before, as well as using the disruptions and fears of companies to push inward investment into America. That's a good thing, although it's painful in the short-term. Critics and opponents of Trump will use the global depression which is coming to argue that Trump's policies were bad, just as they argued that Liz Truss was responsible for the UK economy blowing up under her watch. But just as the British toxic LDI bubble had grown to epic proportions before Truss became PM, the seismic and monumental flaws in China's economy were apparent to more than casual China observers, long before Trump introduced his tariffs.

Chinese people don't spend their earnings. It's that simple. US disposal income saving is below 5%, in the OECD the average is between 5-10%. Chinese households save between 30-45% of their disposal incomes. Consumer spending is 68% of the American economy. China has been trying to boost their economy by pushing extreme export surplus, which was always going to have limits as an economic strategy. The Chinese government needs to find a way to incentivise its citizens to spend more and save less. It really is that simple. Put simply, the Chinese propensity to save excessively is making their domestic, internal economy a third weaker than it needs to be.

Perhaps an increase in some forms of taxes with a generous rebate for consumer spending is the answer. Perhaps the rebate could employ nudge economics to auto-invest the rebate in future healthcare provision/insurance. One of the major reasons why Chinese people save so much is because of limited social safety nets to cover healthcare in later life. Chinese households often bear 30-50% of medical costs directly. Ironically, China needs to find a way for its citizens to both spend and save and at the same time. It is possible, but only in really weird ways. Tax-advantaged healthcare accounts which can only be 'unlocked' through consumer spending tax rebates is probably the answer, although admittedly it's a really contorted method. I'm open to suggestions.

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